Credit Risk Analyst Job in Nigeria

 Grace Moni Limited is a financial services provider at the nexus of technology and professional financial services in Africa. We were birthed to address a gap in financial inclusion, in line with the Maya Declaration; a global initiative for responsible and sustainable financial inclusion that aims to reduce poverty and ensure financial stability for the benefit of all.

We are recruiting to fill the position below:

Job Title: Credit Risk Analyst

Location: Jabi, Abuja (FCT)

Employment Type: Full-time

Roles and Objectives

  • Credit Assessment: Conduct a thorough analysis of loan applications to assess the creditworthiness of borrowers.
  • Risk Identification: Identify and quantify potential credit risks associated with lending activities.
  • Credit Scoring and Modeling: Develop and implement credit scoring models and statistical techniques to quantify credit risk.
  • Portfolio Monitoring: Monitor the company's loan portfolio continuously to identify emerging credit risks and trends.
  • Risk Mitigation Strategies: Develop and implement strategies to mitigate credit risk exposure.
  • Regulatory Compliance: Ensure compliance with regulatory requirements and industry standards related to credit risk management.
  • Credit Policy Development: Assist in developing and updating credit policies and underwriting guidelines to ensure consistency and adherence to risk management principles.
  • Stress Testing and Scenario Analysis: Conduct stress testing and scenario analysis to assess the potential impact of adverse economic conditions or unexpected events on the loan portfolio.
  • Reporting and Communication: Prepare regular reports and presentations for senior management and stakeholders on credit risk metrics, portfolio performance, and emerging trends.
  • Continuous Improvement: Continuously monitor industry best practices, emerging trends, and technological advancements in credit risk management.


  • B.Sc
  • Male
  • 2-3 years experience
  • Resident within Abuja
  • Sales and negotiation skills
  • Leadership abilities
  • Strategic thinking


  • Salary: N100,000 - N120,000 monthly.
  • Housing allowance
  • Pension
  • Existing day-to-day commission

Application Closing Date
18th March, 2024.

How to Apply
Interested and qualified candidates should send their CV and Application Letter to: using the Job Title as the subject of the email.