Rosabon Financial Services Limited - Award winning Rosabon Financial Services is a member of the Concept Group. Licensed by the Central Bank of Nigeria, CBN on April 22, 1993 and being a long standing member of the Equipment Leasing Association of Nigeria (ELAN), the organization has evolved into Nigeria's leading Non-Banking Financial Intermediary and Equipment Leasing firm focused on niche and general markets.
We are recruiting to fill the position below:
Job Title: Sales Officer (Consumer Lending / Deposit Mobilization)
Locations: Abuja (FCT), Kano, Lagos, Ondo, Oyo, and Rivers
Employment Type: Full-time
Job Summary
- The Rosabon Sales Officer is required to
collect and prepare all materials needed to secure a loan.
- He/ She will also be responsible for
reviewing loan applications evaluating the potential risks of granting
loans to applicants.
- The Sales Officer will also be responsible
for mobilization of Fixed deposit for the organization.
Duties &
Responsibilities
- Evaluate creditworthiness by processing
loan applications and documentation within specified limits
- Interview applicants to determine
financial eligibility and feasibility of granting loans
- Determine all applicable ratios and
metrics and set up debt payment plans
- Communicate with clients either to request
or to provide information
- Justify decisions (approvals/rejections)
and report on them
- Complete loan contracts and counsel
clients on policies and restrictions
- Review loan agreements to ensure that they
are complete and accurate according to policy
- Update account records, Compute payment
schedules and transactions on ERP
- Confer with underwriters to aid in
resolving loan application problems.
- Update job knowledge on types of loans and
other financial services
- Assess customer needs, explore all options
and introduce different types of loans
- Develop referral networks, suggest
alternate channels and cross-sell products and services to accomplish
quotas
- Go the “extra mile” to build trust
relationships, customer loyalty and satisfaction throughout the
underwriting process
- Operate in compliance with laws and
regulations and adhere to lending compliance guidelines
- Source appropriately priced and structured
deposit liabilities for the company from retail and institutional sources.
- Visit, engage prospects and maintain
liability generated.
- Marketing and sale of all company deposit
products.
- Meet, maintain and exceedassigned targets
and quota in deposit mobilization and other assigned tasks.
- Propose services, up-selling and
cross-selling whenever possible.
- Participate in creating new and better
marketing based on field experience.
- Ensure the form forthefixed
depositInvestment Planis adequately completed and registered
- Inform the client of the status of
theirinvestment.
Requirements
- B.Sc Degree in Finance, Economics, or a
related field
- Proven working experience as a Loan
Officer and Deposit Mobilization
- Familiarity with computers and banking
applications/software
- Solid understanding of direct/indirect
lending products and practices
- Customer satisfaction orientation and
sales competencies
- Ability to work in a goal-oriented
environment and meet set target
Application
Closing Date
20th January, 2024
Method of
Application
Interested and qualified candidates should send their CV to: sales.careers@conceptgroup-ng.com using
the Job Title as the subject of the email.
What to
expect in the hiring Process
- A preliminary phone call with the
recruiter
- A reasoning and a personality assessment
- A technical interview session with a HR
representative and the hiring manager.
Note: All our interview stages are virtual.